Cash to close
Buying takes cash beyond the down payment.
There is the down payment, the closing costs, and a cushion for after you move in. Many first-time buyers have more options than they think, from assistance programs to gifts from family.
Find money for your down paymentAbout two minutes. No credit check.
Three moves that help
01Know the full number
Down payment, closing costs, and a little in reserve. The guides below break each one down.
02Look for assistance
Many states, counties, and cities run down payment programs for first-time buyers.
03Money can come from more places
Family gifts, a 401(k) loan, employer programs, and assistance can all help. Each has its own rules, and the lender will want a paper trail.
Read these three
Short and in order.
All guides →
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