Almost ready

Feel close? Your next step is a conversation with a lender.

When your credit, debts, and savings feel on track to you, a lender can tell you what you could borrow. Go in knowing what they will ask for, and what pre-approval does and does not mean.

Get ready for the lender call

About two minutes. No credit check.

A couple sitting on the front steps of a house

Three moves that help

01
Gather your paperwork
Pay stubs, tax returns, bank statements, and ID. Having them ready speeds everything up.
02
Know the two words
Pre-qualification is a quick estimate. Pre-approval means a lender has checked your documents.
03
Keep things steady
Until closing, avoid new credit, big purchases, and job changes where you can.