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For Real Estate Agents

Turn every lead into a
confident, qualified
buyer.

HomeIQ Academy gives your buyers a personalized Readiness Score, interactive financial simulators, and structured lessons — so they show up educated, prepared, and ready to close. Start with 2 buyers. See the results. Then scale.

Get Started Free→See How It Works

Buyer Readiness Score

Example
84/100

Score 70+ = Mortgage-Ready

Financial FoundationComplete
Mortgage ReadinessComplete
Wealth Strategy68%
✦ HomeIQ Academy Certified Buyer
Mortgage Qualification Simulator
Rent vs. Buy Calculator
Home Affordability Calculator
Equity Growth Projections
Scenario Decision Engine
Closing Cost Estimator
Buyer Certification
Mortgage Qualification Simulator
Rent vs. Buy Calculator
Home Affordability Calculator
Equity Growth Projections
Scenario Decision Engine
Closing Cost Estimator
Buyer Certification

The Problem

Most buyers aren't
ready. They just
don't know it yet.

The average first-time buyer has no formal financial education. They start house hunting without understanding their credit score, their debt-to-income ratio (how much of your income goes to debt), or what they can actually afford — and the surprises come at the worst time.

HomeIQ Academy fixes that. Complete the program knowing your numbers, understanding the process, and feeling genuinely confident — not just hopeful.

72%
of first-time buyers say they wish they had been better prepared financially (NAR Survey, 2023)
1 in 4
home purchases encounter financing-related issues that delay or derail the deal (Trulia Research, 2023)

The Curriculum

Three lessons.
Total clarity.

Each lesson builds on the last. Learn the concept, then apply it with real numbers.

01

The Homebuyer Foundation

Everything they weren't taught in school about owning a home — from assets vs. liabilities to the real cost of homeownership.

Rent vs. Buy Simulator
Hidden Cost Reveal Game
Credit Score Impact Tool
5 lessons (~10 min each) + quiz + badge
02

Getting Mortgage-Ready

Know your numbers before you sit across from a lender. DTI, down payment options, loan types, and a full qualification simulation.

Mortgage Qualification Simulator
Down Payment Slider
Loan Type Match Quiz
5 lessons (~10 min each) + quiz + badge
03

Making the Offer

How to write a competitive offer, contingencies, negotiation, inspection, and what happens between offer and close.

Closing Cost Estimator
Scenario Decision Engine
Equity Growth Projections
Final exam + Certification

Interactive Simulators

The tools that
make it real.

⇄

Rent vs. Buy

Input income, rent, and target price. See 10-year wealth comparison and break-even point.

◎

Mortgage Qualification

Income, debts, credit range → readiness score 0–100 with specific action items.

▦

Home Affordability

Max purchase price, recommended range, full payment breakdown including taxes and HOA.

↗

Equity Growth

Watch equity build over 5, 10, and 20 years across low, mid, and high appreciation scenarios.

⊕

Scenario Engine

Fork-in-the-road decisions. Pick a path, see the 5-year financial outcome. Replay with new inputs.

≡

Closing Cost Estimator

See your full cash-to-close estimate — every fee, prepaid, and escrow line item itemized.

For Real Estate Agents

Your brand.
Their education.
Your pipeline.

HomeIQ Academy is designed to feel like yours. Your logo, your colors, your branding. Buyers never leave your universe — they just arrive smarter.

✓
Real-time buyer readiness scores and pipeline analytics
✓
In-app messaging with automated nurture campaigns
✓
One-click buyer invites — mobile-optimized, no app download
✓
CSV & PDF exports for your brokerage
Starter
1 Agent
2 buyers · Readiness Scores · Simulators · 90+ articles
$0
forever
Get Started Free
Growth
Unlimited Buyers
AI nurture · Your logo & colors · Analytics
$199
per month
Upgrade
Enterprise
Teams & Brokerages
Full white-label · Custom content · Dedicated support
Custom
 
Schedule a Demo

Individual buyers never pay. Agents subscribe per community — all buyers within it access the full platform free.

From the Field

Why this exists.

“I've watched buyers lose deals because nobody taught them the basics. Credit issues, DTI surprises, unrealistic budgets — all preventable.”

California Real Estate Broker

“The number of buyers who sit across from me with no idea what their debt-to-income ratio is — that's the gap this closes.”

California Mortgage Loan Officer

“I ran my own numbers through the simulators and realized I'd been guessing at things I should have known for sure.”

HomeIQ Academy User

“I built this because the education gap between ‘I want to buy a home’ and ‘I'm actually ready’ costs people thousands of dollars and months of time.”

HomeIQ Academy Founder

“Financial literacy shouldn't start at the closing table. By then it's too late to make informed decisions.”

Real Estate Educator

Ready When You Are

Start with two buyers.
See the difference.

Readiness Scores, buyer tracking, nurture messages, and 6 financial simulators — all included with Starter. No credit card required.

Get Started Free→See How It Works

No credit card. No trial period. Starter is yours to keep.

Available on the App Store
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