The First-Time Homebuyer Checklist

What's Inside

• Check your credit report for errors
• Calculate your debt-to-income ratio
• Determine your down payment budget
• Get pre-approved (not just pre-qualified)
• Research first-time buyer programs in your state
• Build your emergency fund (3-6 months)
• Understand closing costs (2-5% of purchase price)
• Find the right real estate agent
• ...and 7 more steps