HomeIQ Academy
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Interactive Demo

See how HomeIQ
Academy works.

Scroll to walk through the buyer journey — from sign-up to closing day.

Step 1

Answer 7 questions.
Get your score.

A 2-minute onboarding quiz captures your credit range, income, debts, and down payment to calculate your personalized readiness score.

Question 3 of 7

What’s your credit score range?

Below 580
580–619
620–659
660–699
700–739
740+
Step 2

Your score appears.
Your gap is identified.

Four factors weighted by impact: Credit (35%), DTI (30%), Down Payment (20%), and Knowledge (15%).

Credit88%
DTI60%
Down Payment40%
Knowledge65%
Your Readiness Score
0
out of 100
Gap
Down Payment
Status
Getting Close
Credit
700–739
Your Action Plan
3 moves to build your down payment.
Step 3

One article a day.
Matched to your gap.

Every morning, a new article lands on your dashboard — curated for where you are in your journey. Takes 5 minutes. Moves your score.

3
Day 3 of 30Your daily read

The fastest credit boost has nothing to do with paying off debt.

Fastest Ways to Raise Your Credit Score

5 min read

Read today’s article →

How Down Payment Affects Your Loan

The Money You Don’t See Coming

Step 4

Run your real numbers.

No credit pull, no commitment. Seven simulators let you test scenarios with your actual financial data.

◎

Mortgage Qualification

See where you stand with income, debts, and credit.

Sample Result
You qualify for up to $385,000
⇄

Rent vs. Buy

10-year wealth comparison and break-even point.

Sample Result
Break-even in 3.2 years
▦

Home Affordability

What you can afford based on your real numbers.

Sample Result
Comfortable range: $290K–$340K
Step 5

Your score moves.
Milestones unlock.

Every lesson and simulator moves your readiness score. Hit 65+ and you’re qualification ready. Hit 80+ and you’re introduced to a lender.

Before
47
Building
→
After
0
Getting Close
✓
Milestone Unlocked
Qualification Ready

You now know more about homebuying than most first-time buyers.

Step 6

Meet your agent.
When you’re ready.

Your agent is there from day one — watching your progress, sending encouragement, and ready to connect you with a lender when your score says you’re ready.

From your agent
Sarah Chen · Premier Realty
New
Great progress this week! Your score jumped 8 points. Let’s schedule a call.
March 13, 2026
Contact Your Agent
✓
Enrolled
✓
Learning — 2/3 complete
✓
Qualification Ready
→
Lender Introduction

Ready to start your journey?

Take the 2-minute quiz. See your score. Get your personalized path to homeownership.

Take the QuizSign Up Free
HomeIQ Academy

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